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My Co-op Is Overcharging Me, Presumably on Objective. What Can I Do?

by Index Investing News
January 12, 2025
in Property
Reading Time: 2 mins read
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Q: I consider I’m going through retaliation from the board of my Manhattan co-op. In 2018, the constructing supervisor was presupposed to appropriate an error with my account, however she by no means eliminated the baseless late prices, and has since added extra. Administration has used a few of my upkeep funds to pay these late prices, slightly than making use of them to my month-to-month prices. I ran for a co-op board seat, however inside days obtained “notices to remedy” all the best way to “eviction,” based mostly on these faulty prices. The board didn’t file their papers accurately the primary time, however they’ve filed them once more in housing courtroom. What do I do subsequent?

A: You need to reply to the notices to remedy in a well timed style, and contest the debt, following the process outlined in your co-op’s governing paperwork. Embrace proof of the account error in addition to any related communications you’ve had with the board or your constructing’s managing agent.


When you can’t show that you simply instructed the co-op to use your month-to-month funds to your common upkeep charges slightly than these different prices, you could not be capable to problem how the co-op’s billing workers allotted the funds, stated Leni Morrison Cummins, chair of the condominiums and cooperatives follow at Cozen O’Connor. When you do have documentation displaying that you simply wished your funds to be utilized to your month-to-month prices, embody that proof once you reply to the board.

If the monetary dispute will get to courtroom, the burden of proof might be on the co-op to point out that it’s correctly charging you, Ms. Cummins stated. You’ll have a chance to reply to the co-op’s claims and supply proof of the errors. In case you are victorious, the co-op could possibly be required to pay your authorized charges. If not, you could have to pay constructing’s authorized charges.

“Earlier than this escalates to litigation, each you and the co-op might want to totally evaluate your data to substantiate the power of every place,” Ms. Cummins stated.

Chances are you’ll be appropriate that the board is retaliating towards you, however proving it could possibly be tough. What sort of proof do you might have? Are you conscious that different shareholders in the same scenario had been handled otherwise?

“It’s attainable that the timing of the cooperative’s authorized motion, coinciding with the shareholder’s candidacy for the board, is coincidental,” stated Joseph Colbert, an actual property lawyer at Colbert Regulation, LLC.

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